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Buying a home is just the beginning of the homeownership experience. Find out how to maintain, upgrade, and protect your home.
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Renter’s Guide

Renter's Guide To rent or buy? - that is the question. And when you decide to lease a property, you should keep a few factors in mind. Do you have good credit? What about protection for your property? We can help you create a house renting checklist and offer excellent home renting tips and information. While you may not be buying the place, you’ll still want your bases covered when you’re living there. Cover your bases — here.

Rent or Buy?
Although more Americans are buying homes than ever before, renting can still be the most suitable option for some. Several factors should be considered when making the decision to rent or buy.

Stability
Homes appreciate in value, but it takes time to see this benefit of homeownership. If you plan on staying in the same area for a long time, buying a home may be a viable option. However, if your situation is not so stable, buying a home may not be to your advantage. When you purchase a home and then sell it within a short period of time, you may just break even, or even lose money, at the settlement table.

Finances
Lenders today offer options that allow people in all financial situations to purchase a home and take advantage of the resulting tax benefits. Still, some people may be concerned about making such a big financial commitment. In addition to a down payment, settlement costs, and insurance, you need to be prepared to pay for major repairs and improvements when you own a home. When you rent, the landlord typically covers repair and maintenance costs for you.

Home Maintenance
From mowing the lawn to shoveling the snow, home maintenance comes with homeownership. You should think about the time you are willing to invest in maintaining a home. If you travel a lot of just don’t like outdoor projects, you may consider renting in a community where outdoor maintenance is included in the rent.

Home Decorating
While it may seem like a trivial detail in deciding how to live, your personal style can play an important factor in your decision. When you rent, there are often restrictions on what changes you can make to the property. Even painting a wall requires permission from the landlord. When you own a home, however, you can decorate it as you please.

Press Room

Want to see our press releases? Good for you, you’re doing your homework.

As a market-leading real estate company serving the Mid-Atlantic region, Long & Foster is committed to providing consumers, members of the media and Realtors with the most relevant information available on the real estate market, Press Releasesbecause we believe that better real estate information results in better real estate decisions.


Home Service Connections®

Long & Foster Home Service Connections® provides servicing solutions for your home from remodeling, lighting and flooring to home safety and more through our pre-screened network of service providers.

Insurance Services

Okay, you’ve got a place in mind, or maybe you’ve already closed the deal. Now how will you protect it? To bring you the total home ownership experience, our insurance experts are on hand to make protecting your home a smooth process.

   
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